Benefits Compliance

Form 5500 Filings

Stay compliant with annual benefit plan reporting requirements. Catapult prepares and files your Form 5500 so you never miss a deadline.

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The Requirement

What Is Form 5500?

Form 5500 is the annual return/report required by the Department of Labor (DOL), IRS, and Pension Benefit Guaranty Corporation for employee benefit plans. It provides the federal government with information about a plan’s operations, financial condition, and investments.

Most employee benefit plans with 100 or more participants must file Form 5500 annually. Smaller plans may need to file Form 5500-SF. Failure to file can result in penalties of $250 per day, up to $150,000 from the DOL alone.

Who Must File?

Health & Welfare Plans
Medical, dental, vision, life, and disability plans with 100+ participants
Retirement Plans
401(k), pension, and profit-sharing plans regardless of size
Funded Plans
Any plan holding assets in a trust or through insurance

Key Deadlines

Filing Deadlines & Penalties

Standard Deadline

Form 5500 is due by the last day of the 7th month after the plan year ends. For calendar-year plans, that means July 31.

Extension Available

A 2.5-month extension can be filed using Form 5558, pushing the deadline to October 15 for calendar-year plans.

Late Filing Penalties

The DOL can assess penalties of $250/day up to $150,000. The IRS can add $250/day up to $150,000 separately.

Our Service

How Catapult Helps

Catapult takes the complexity out of 5500 filings so you can focus on running your business.

  • Determine filing requirements for each of your benefit plans
  • Gather and organize required plan and financial data
  • Prepare and electronically file Form 5500 or 5500-SF via EFAST2
  • Coordinate with auditors when an audit is required (plans with 100+ participants)
  • Track deadlines and manage extensions when needed
  • Maintain filing records for DOL and IRS compliance

Never Miss a 5500 Deadline

Let Catapult handle your Form 5500 filings. We manage the details, deadlines, and compliance so you don’t have to.

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