COBRA administration, handled end to end
COBRA violations carry penalties of up to $110 per day, per qualified beneficiary. Between initial notices, election notices, and premium collection, running it in-house is a deadline minefield. Catapult takes the whole process, from qualifying event through coverage termination.
Every step of COBRA administration
From the qualifying event through to coverage termination, this is a full service rather than software you still have to operate.
Eligibility tracking and notifications
We track qualifying events and generate every required notice inside federal deadlines. No missed notifications, no reliance on someone remembering.
Premium collection and remittance
We invoice participants, collect securely, track payment status, and remit accurately and on time to your carriers, including reconciliation and delinquency notices.
Dedicated participant support
Former employees get direct, professional help with enrollment. We answer their questions, explain benefit options, and guide them through electing coverage.
Reporting and audit trail
Comprehensive reporting on all COBRA activity, with the documentation you need for compliance verification already assembled.
Regulatory monitoring
We track changes to COBRA rules and adjust our processes proactively, so your compliance does not drift as regulations move.
Systems integration
We integrate with most common HRIS and payroll systems to cut manual data entry, working with your IT team on secure data exchange.
The stakes of getting COBRA wrong
Non-compliance ranges from significant fines to costly litigation. The deadlines are strict and the tracking is detailed, which makes COBRA a poor use of an HR team that has more valuable work in front of it. Every notification, every deadline, and every legal requirement gets met precisely, and the administrative load comes off your team entirely.
Your HR professionals go back to strategic work. Your former employees get a smooth, professional experience at an awkward moment. And you stop carrying the risk personally.
Three things change immediately
Penalty risk goes away
Adherence to every COBRA regulation, so the fines and legal exposure that come with a missed notice stop being your problem.
Your HR team gets time back
Eligibility determinations, ongoing communication, and premium management all move off your team’s plate, freeing them for work that actually moves the business.
Departing employees are treated well
A smooth, empathetic COBRA experience protects your reputation with people who still talk about what it was like to work for you.
Verified reviews from Catapult members
I am a huge fan of Catapult
As a matter of fact, membership is a condition of employment for me. As a one-person HR leader, knowing that I have their knowledge and tools at my fingertips makes my life so much easier and less worrisome than if I were going it alone. I use many of their services: COBRA, Background, HR Advice line, Compensation, Training and Project Management to name a few.
Great resources, always an answer
Catapult has great resources to refer to when researching employment law, compliance, labor laws, etc. There is always someone to answer your questions!
5 Stars!
Customer care is excellent! Resources, legal guidance, and background screening services are all valuable assets to our company!
The rest of benefits administration
COBRA is one piece. Most clients hand us several of these together.
COBRA questions
What is COBRA and why does it matter for employers?
Can COBRA administration be outsourced?
How do you ensure COBRA compliance?
What is the typical timeline for COBRA notices?
How do you handle COBRA premium payments?
Can you integrate with our existing HR systems?
What support do former employees get?
Do you handle FSA and dependent considerations?
Turn COBRA into a process you stop thinking about
Tell us your headcount and your carriers and we will quote a scope. No obligation.