Mortgage & Lending HR Challenges

HR Challenges Unique to Your Industry

  • !NMLS license verification and renewal tracking for all licensed loan officers
  • !CFPB and RESPA aligned HR policies and compensation disclosures
  • !Complex loan officer compensation structures and RESPA compliance
  • !Background checks and NMLS credit history checks for licensed staff
  • !Non-solicitation agreements protecting Realtor relationships and referral networks
  • !High volume recruiting during rate cycle upswings and market expansions
  • !Multi-state licensing compliance for loan officers originating across state lines
Catapult Solutions

How Catapult HR Helps

  • +NMLS license verification and renewal tracking for loan origination staff
  • +CFPB and RESPA compliant loan officer compensation structure guidance
  • +Background checks and NMLS credit history checks for licensed employees
  • +Non-solicitation agreements for Realtor referral relationships
  • +Multi-state licensing and HR compliance for interstate originators
  • +High-volume onboarding programs for rate-cycle hiring surges
  • +Employment law guidance and HR compliance audits

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4.1x
Higher CFPB compliance risk in mortgage firms without formal LO compensation policies
$44K
Average cost to replace a licensed loan officer including NMLS re-licensing and ramp
38%
Of mortgage companies fail to properly track NMLS renewal deadlines for all licensed staff

Related Industries

HR Services for Mortgage & Lending Employers

Expert support across the HR functions that matter most to your industry

Compliance

Employee Handbook

Mortgage company handbooks covering CFPB obligations, customer confidentiality, and origination conduct.

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Compliance

HR Compliance Audit

Full HR audit for mortgage companies against CFPB, RESPA, and Southeast employment law standards.

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“We had loan officers on compensation structures that violated RESPA. Catapult caught it before the CFPB did. That one piece of advice was invaluable.”

President, Independent Mortgage Company — 35 loan officers, Raleigh, NC

Talk to an HR Advisor

HR Built for Mortgage — License-Ready, Compliance-Confident

Our practitioners understand NMLS, CFPB, and RESPA compliance and the workforce challenges unique to mortgage lenders and originators in the nation.

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